18914 5th Street, Lutz, FL 33548

One or more photo(s) has been virtually staged. **Motivated Seller offering up to $6,000 toward closing costs. This updated lakefront home offers immediate equity with over $120,000 in recent upgrades and is priced over $50,000 below market value for a quick sale to accommodate seller. Located on private, spring fed Cooper Lake (80+ acres), ideal for boating, fishing, and water sports. Enjoy a boat ramp, private boathouse, kayak launch, and a fully rebuilt dock with composite decking, marine grade pilings, and a reinforced sea wall. Relax on the screened in porch or fenced yard with serene lake views and abundant wildlife. Inside, the freshly painted home features vaulted ceilings, a versatile fireplace (wood burning/gas), and an upstairs loft perfect for an office or reading area. The spacious primary suite includes CAT 3 rated windows, a large walk in closet, and a remodeled bathroom with custom tile work. Two additional bedrooms provide flexible options, one with private garage access. NOTE: access to third bedroom is through the garage only. Key recent 2025 updates: New Owens Corning roof with third nail Gutters and underground drainage Viwinco category 3 wind rated windows HVAC ductwork, and water heater Reinforced seawall Fully rebuilt dock Updated kitchen with granite and stainless appliances Situated in a quiet Lutz neighborhood near Hwy 41, SR 54, and I 75. Walk to parks, dog areas, shops, and library. Minutes to Tampa and less than an hour to Gulf beaches. Lake Cooper homes rarely hit the market. Perfect for your home or as an income producing AirBnb. Schedule your showing today!